Federal Retirement

Postal Retirement

Social Security

Todd Carmack

(Investment Advisor Representative)

Todd Carmack grew up in Dubuque, Iowa, where he learned the value of a dollar and a good work ethic. He graduated college from Iowa State University and then moved to Chicago for work. Todd spent a few years running restaurants before changing careers to financial services. Todd spent many years in Chicago helping parents realize their dream of a college education for their children, working with college funding. Todd also expanded into several fields of insurance.

Wanting a change, Todd moved to Arizona and became a Financial Literacy Educator and worked with a couple of not-for-profit companies. Having gained more experience in the financial services field, Todd started working with federal employees as a benefit counselor and retirement income specialist. Todd is now working for Bedrock Investment Advisors as he continues working with individuals providing them with education, review and analysis of their benefits and retirement goals.

ADV Part 2B – Carmack